Our Qualifications

We have been working with individual and business-owner dentists, lawyers, physicians, and other professionals in MD, DC, VA, and PA since Tongue | GERNER Financial's founding in 2009.


E. Andrew Gerner, CFP® is Principal and Founder of Tongue | GERNER Financial Services, LLC. He is also President and an equity member of the insurance firm R. K. Tongue Co., Inc. Mr. Gerner is a series 7 and 66 Investment Adviser, a CERTIFIED FINANCIAL PLANNER™, and a property & casualty and life & health licensed independent insurance agent and broker. He specializes in risk management, asset preservation, wealth management, retirement plans, and financial planning for members of the healthcare and professional services industries. He lectures regionally to healthcare, legal, and financial professionals on various risk management, financial, and insurance-related topics.

Andrew received undergraduate degrees in Economics and Public Policy from St. Mary's College of Maryland, graduated Cum Laude, played Varsity Lacrosse, and received academic, NCAA and Capital Athletic Conference (CAC) honors including Honorable Mention All-American, Academic All-American, CAC All Conference, and CAC Silver Anniversary Team. Mr. Gerner continues to study professionally within the insurance and financial services industry at The College for Financial Planning.

Andrew is a member of the State Administrator Advisory Board of the Professional Protector Plan® for Dentists, one of the Nation's largest, oldest, and most respected dentist-specific professional liability and business insurance programs. His professional accomplishments and awards include State Administrator of the Year for the Professional Protector Plan® for Dentists, and membership in Guardian Life Insurance Company's Leader's Club and Disability Insurance Inner Circle.

In his few spare moments, Andrew enjoys chasing around his wife and kids, fishing, surfing, golfing (badly), traveling, intently following the Baltimore Ravens, and watching college lacrosse.


Third-party rankings and/or recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.